Entry-Level Life & Health Insurance Agent

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Entry-Level Life & Health Insurance Agent (100% Remote)

Company: Apex Legacy Group

Location: 100% Remote (Work from anywhere in the U.S.)

Job Type: Full-Time | Part Time

Commission-Based with Uncapped Earnings of 80% – 145% on policies sold

About Apex Legacy Group

At Apex Legacy Group, we believe in protecting families and helping people build lasting legacies. As an independent insurance brokerage, we shop multiple top-rated carriers to find the right life and health insurance solutions for our clients — without pressure, quotas, or hidden agendas. We specialize in serving families, business owners, veterans, first responders, educators, and truckers with honest guidance and affordable coverage that truly fits their needs and budgets.We’re a family-first organization that values integrity, accessibility, and long-term relationships.

If you’re looking to build a meaningful career while helping others protect what matters most, this is the opportunity for you.

Position Overview

We are seeking motivated, coachable individuals to join our team as Entry-Level Life and Health Insurance Agents. This is a fully remote position with inbound leads provided — no cold calling required. You’ll receive comprehensive training and support to help families secure the protection they need through term life, whole life, IULs, health insurance, critical illness, and more.

Key Responsibilities

  • Consult with inbound leads to understand their needs and recommend suitable life and health insurance solutions
  • Educate clients on coverage options in a clear, honest, and pressure-free manner
  • Guide clients through the application and underwriting process
  • Build long-term relationships by providing exceptional service
  • Consistently follow up with leads and clients to help them make informed decisions
  • Work toward personal production goals while contributing to team success
What We Offer
  • 100% Remote Work – Work from the comfort of your home
  • Inbound Leads Provided – No cold calling or prospecting required
  • High Commission Structure – Earn 80% – 145% on policies sold (first-year commission)
  • Residual Income – Earn ongoing renewal commissions on certain policies for true passive income potential
  • Uncapped Commissions – No limit on how much you can earn
  • Career Growth – Clear path to advance into leadership and management roles as you develop your skills and production
  • Comprehensive training and ongoing mentorship
  • Access to multiple top-rated insurance carriers
  • Flexible schedule with the ability to build your own book of business
Ideal Candidate
  • Entry-level candidates welcome — no prior insurance experience required
  • Strong communication and interpersonal skills
  • Self-motivated with a desire to help others
  • Coachable and eager to learn
  • Reliable with access to a computer, internet, and phone
  • Must be willing to obtain a Life and Health insurance license (we’ll guide you through the process)
  • Sales or customer service experience is a plus but not required
CompensationThis is a commission-only position with high earning potential and no cap. Top performers consistently earn six figures within their first year through a combination of new business commissions and residual income. Your success directly determines your income.Ready to Build Your Legacy?If you’re looking for a remote opportunity where you can make a real impact, earn uncapped income, and grow into leadership, we want to hear from you!
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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...